The Tier Program
A four-tier infrastructure access programme.
What the tiers do:
Each tier determines two things.
Your payment processing fee rate on earned performance fees. Higher tiers pay lower rates.
Your feature access. Standard covers core infrastructure. Pro adds index inclusion and intermediary network access. Elite adds co-branded collateral. Partner adds editorial co-branding and quarterly roadmap input.
The four tiers at a glance:
Try the calculator ↓| Tier | Total AUT | Payment processing fee |
|---|---|---|
| Standard | Below USDC 1,000,000 | 10% |
| Pro | USDC 1,000,000 to 5,000,000 | 7.5% |
| Elite | USDC 5,000,000 to 25,000,000 | 5% |
| Partner | USDC 25,000,000+ | 2.5% |
The rate is the percentage of your earned performance fees that MakeBanc charges as a payment processing fee. Full mechanics in How tiers work and The four tiers.
Why tiers exist:
A flat fee would be simpler. The tiered structure exists for alignment.
As you grow the capital running through your strategies, your payment processing fee rate falls. The more scale you bring to the platform, the lower your cost of using it.
It's not a discount. It's a different cost structure for a different scale of relationship.
How tiers are determined:
By the highest total AUT routed through your strategies recorded at any performance fee crystallisation event in the preceding three months.
This creates a ratchet. Once you cross a tier threshold at crystallisation, you hold that tier for at least three months, regardless of fluctuation. After three months, the tier recalculates. Detail in How tiers work.
How tiers don't work:
Tiers are not based on:
- Performance. Consistent outperformance doesn't move your tier. Performance affects earnings, not tier.
- Time on platform. A two-year strategy with $500k AUT is at the same tier as a six-week strategy with $500k AUT.
Deliberate. The tier structure is about the scale of capital you run on the platform.
What changes when you move up:
The payment processing fee rate decreases, applied prospectively to all fees crystallising after the transition.
Index inclusion eligibility opens at Pro. Co-branded materials at Elite. Editorial and roadmap input at Partner.
Nothing else changes automatically; same terms, same operational requirements, same agreement.
In this section:
- How tiers work, the arithmetic and timing of tier determination, the ratchet, and aggregation.
- The four tiers, what each tier includes, the fee rates, and the feature matrix.
Tier Progression Simulator
Model your earnings as you grow AUT (assets under technology) on MakeBanc. Higher AUT means a lower payment processing fee.
Annual Earnings Estimate
Performance fee: 30% of 20% return on $3M = $180,000
Payment processing fee at Pro: 7.5% = $13,500
Platform + insurance fees (1% + 1% of AUT, charged to investor): $60,000
The payment processing fee is charged on the performance fees you earn, set by your tier. As your total AUT grows, the rate falls.